Welcome to your Portfolio
Discover Your
Discover Your
New Home
We make it simple and stress-free to browse, and fall in love with the perfect space designed around your life and your future.
โ ๏ธ Next Payment Due
AED 26,042
Installment #6 ยท 30/70 Plan ยท Marina Heights
Time remaining
05d 14h 32m
Action Required โ Sign Your SPA
Your Sale & Purchase Agreement is ready for signature. You must sign within 7 days of issue. DocuSign link sent to [email protected]
Good morning, Ahmed ๐
Unit MH-2305 ยท Marina Heights Tower ยท Dubai Marina
Unit Price
AED 1.25M
Marina Heights ยท 2BR
Total Paid
AED 625K
50% of total price
Remaining
AED 625K
24 installments left
Overdue
AED 26K
25 days โ pay now
Construction ProgressEst. Handover: Dec 2026
Foundation62% CompleteHandover
Foundation
Structure
โก
MEP Works
Finishing
Handover
Overdue Payment โ Installment #5
AED 26,042 was due 10 March 2026. Late fee (0.5%) applies. Please settle immediately.
Payments & Installments
30/70 + 5yr Post-Handover ยท Total AED 1,250,000
Total Price
AED 1.25M
Paid
AED 625K
12 payments
Outstanding
AED 625K
24 left
Overdue
AED 26K
Pay now
During Construction (30%)
AED 375,000
Fully paid
On Handover (20%)
AED 250,000
Due on handover
Post-Handover (50%)
AED 625,000
40% paid ยท 24 installments
Bank Transfer โ Upload Payment Proof
Installment #5 Overdue
Paying by bank transfer? Upload your SWIFT/IBAN payment receipt and we'll confirm within 1 business day.
Amount paid
Bank transfer reference
Payment date
Upload receipt / SWIFT confirmation
Drop file or click to browse
PDF, JPG, PNG ยท Max 10MB
SWIFT_26042_06Apr2026.pdf
1.2 MB ยท Ready to submit
Late fees of AED 3,255 (25 days ร 0.5% ร AED 26,042) are accruing on this overdue balance. These will be invoiced separately once payment is confirmed.
Request Payment Extension
Experiencing a temporary cash-flow issue? Request a 30-day grace period. Extensions are subject to developer approval and may attract a deferral fee.
Installment to extend
Extension period requested
Reason
Payment Certificate
Download an official payment certificate for visa applications, mortgage pre-approval, or tax purposes. Signed by the developer on company letterhead.
UnitMH-2305 ยท Marina Heights
Total contract valueAED 1,250,000
Total paid to dateAED 625,000 (50%)
Balance outstandingAED 625,000
Certificate issued on company letterhead, signed & stamped. Valid 30 days from issue.
Mortgage NOC Request
Arranging a mortgage? Request a No Objection Certificate from the developer for your bank. Required by all UAE lenders before issuing a mortgage on off-plan property.
Lender name
Mortgage amount (AED)
NOC History
No NOC requests yet
NOC is issued free of charge within 3 working days. Valid for 60 days. Minimum 30% paid required.
Cancellation / Withdrawal Request
Cancellation is subject to the SPA terms. Penalties apply based on the stage of construction and amount paid. A formal cooling-off is only available if contractually agreed.
Estimated Cancellation Penalty
Total paidAED 625,000
Penalty (40% of contract โ construction stage)AED 500,000
Estimated refund from escrowAED 125,000
Before you cancel โ consider:
Assign your contract to another buyer instead (once 30% paid) โ preserves your equity gain of AED 160,000
Request a payment extension to manage short-term cashflow
Message the developer to discuss options before taking irreversible action
Penalty schedule is per your SPA Clause 12.3. Consult legal counsel before proceeding.
Full Installment Schedule
12 Paid 1 Overdue 24 Upcoming
| # | Description | Due Date | Amount | Paid On | Status | |
|---|---|---|---|---|---|---|
| 1 | Booking Deposit (5%) | 10 Jan 2024 | AED 62,500 | 10 Jan 2024 | Paid | |
| 2 | Construction Milestone 10% | 10 Mar 2024 | AED 125,000 | 08 Mar 2024 | Paid | |
| 3 | Construction Milestone 10% | 10 Jun 2024 | AED 125,000 | 09 Jun 2024 | Paid | |
| 4 | Post-Handover Installment #1 | 10 Jan 2025 | AED 26,042 | 12 Jan 2025 | Paid | |
| 5 | Post-Handover Installment #2 | 10 Mar 2026 | AED 26,042 | โ | Overdue | |
| 6 | Post-Handover Installment #3 | 15 Apr 2026 | AED 26,042 | โ | Due Soon | |
| 7 | Post-Handover Installment #4 | 15 May 2026 | AED 26,042 | โ | Upcoming | โ |
| 8โ30 | Post-Handover Installments ร23 | Monthly | AED 26,042 | โ | Scheduled | โ |
Documents
Agreements, receipts, and communications
Reservation Agreement
Signed 10 Jan 2024
Sale & Purchase Agreement
Signed 18 Jan 2024
Receipt โ Deposit
AED 62,500
Escrow Certificate
RERA #ESC-2024-0042
KYC Approval Letter
15 Jan 2024
Unit Floor Plan
MH-2305 ยท 2BR
Construction Update Mar '26
62% complete
Receipt โ Milestone 1
AED 125,000
No documents found
Try a different search term
Notifications
3 unread
Overdue Payment โ Installment #5
AED 26,042 was due 10 March 2026. Late fee (0.5%) applies after 7 days. Please pay immediately to avoid further penalties.
2 days ago ยท Email + SMS + WhatsApp
Upcoming Payment โ Installment #6
AED 26,042 is due on 15 April 2026. You have 10 days remaining. Pay online via the portal.
3 days ago ยท Email
Construction Update โ March 2026 (62%)
Marina Heights has reached 62% completion. MEP works underway. Handover remains on track for December 2026.
5 days ago ยท Email + App
Payment Confirmed โ Installment #4
AED 26,042 received. Receipt available in Documents.
12 Jan 2025
Messages
Secure communication with Emirati Developments
Today, 06 Apr 2026
ED
Emirati Developments ยท Sales
Good morning Ahmed! MEP works on floor 23 are progressing well โ estimated completion June 2026. Is there anything you'd like to ask about your unit?
09:14 ยท Read
AR
Quick question โ are the sea-facing balcony sliding doors standard or an upgrade?
09:31 ยท โโ
ED
Floor-to-ceiling sliding doors are standard in all 2BR units โ no upgrade cost. Sending you the finishes spec now.
09:45 ยท Read
ED
MH-2305 Finishes Spec v2.pdf
2.4 MB
09:46 ยท Unread
KYC Status
Identity verification for UAE off-plan purchase
Documents Submitted Fully Verified
Emirates ID / Passport
Uploaded 10 Jan 2024 ยท Expires Mar 2029
Proof of Address
DEWA bill ยท Uploaded 10 Jan 2024
Source of Funds
Bank statement 3 months ยท Verified
PEP & Sanctions Screening
OFAC ยท UN ยท EU ยท All clear
Approval ref. KYC-AE-2024-0089 ยท Valid for this transaction
AML Risk Profile
Risk RatingLow Risk
Transaction ValueAED 1,250,000
Next ReviewJanuary 2026
Upload Additional Document
Click to upload document
PDF, JPG, PNG ยท Max 10MB ยท Encrypted upload
Construction & Handover
Marina Heights Tower ยท On Track โ Est. Dec 2026
Overall Progress On Track
Foundation62% CompleteDec 2026
Foundation
Structure
โก
MEP Works
Finishing
Handover
Milestone Timeline
Foundation & Basement โ Complete
Completed Feb 2024 ยท Certified by independent architect
AED 125,000 released from escrow
Structural Frame (Floors 1โ52) โ Complete
Completed Aug 2025 ยท RERA approved
AED 250,000 released from escrow
MEP Works & Interior Fit-out โ 62%
Started Nov 2025 ยท Est. Jun 2026
AED 250,000 pending certification
External Finishing & Facade โ Est. Sep 2026
Snagging, Inspection & Handover โ Est. Dec 2026
Before Handover
Confirm all payments cleared
AED 250,000 handover payment
Book snagging inspection
Coordinate with developer's team
Apply for DEWA connection
5โ7 working days ยท Deposit AED 2,000โ4,000
Register with Emicool (district cooling)
Deposit AED 1,500 ยท emicool.com
Arrange DLD title deed funds
AED 50,000 (4%) + admin fees
At & After Handover
Complete snagging & sign-off form
Document all defects before signing
Collect keys, access cards & parking fob
Bring passport + all receipts
Apply for DLD Title Deed
Submit at DLD with NOC from developer
Register with owners association (OA)
Pay first year service charge
Report defects via Snag List tab
1-year defect liability applies
Defect liability until Dec 2027. Developer must respond within 14 days.
Report New Defect
Location
Priority
All Defects
2 Open3 Resolved
| Ref | Location | Description | Reported | Priority | Status |
|---|---|---|---|---|---|
| #SNG-001 | Master Bath | Grout cracking around shower tray โ 30cm gap | 02 Jan 2027 | High | Pending |
| #SNG-002 | Living Room | Ceiling light fitting loose โ flickers | 02 Jan 2027 | Medium | Assigned |
| #SNG-003 | Balcony | Door handle misaligned | 02 Jan 2027 | Low | Resolved |
| #SNG-004 | Kitchen | Cabinet hinge โ not closing flush | 02 Jan 2027 | Low | Resolved |
| #SNG-005 | Bedroom 2 | Window seal gap โ minor draft | 02 Jan 2027 | Medium | Resolved |
Resale / Contract Assignment
Sell your unit or transfer your purchase contract to a new buyer
Your Unit Value
Purchase priceAED 1,250,000
Est. current market valueAED 1,410,000
Capital gain+AED 160,000 (+12.8%)
Paid to dateAED 625,000 (50%)
Eligible for assignment โ minimum 30% paid. 2% fee applies.
Eligibility
Minimum 30% paid โ 50% paid โ
KYC verified โ
Overdue installment must be cleared first
How Assignment Works
1
Request
Submit via portal, developer approves
2
Find Buyer
List via PropDirect or your agent
3
Sign Transfer
New buyer takes over payment plan
4
Fee Settled
2% assignment fee to developer
Payment Plan
Unit MH-2305 ยท 30/70 + 5yr Post-Handover Plan
Total Purchase Price
AED 1,250,000
Total Paid
AED 625,000
50% complete
Remaining
AED 625,000
Overdue
AED 26,042
Installment #5
Payment Schedule30/70 ยท 5yr Post-Handover
| # | Description | Due Date | Amount | % of Total | Status |
|---|---|---|---|---|---|
| 1 | Reservation deposit | 14 Feb 2024 | AED 62,500 | 5% | Paid โ |
| 2 | SPA signing | 15 Mar 2024 | AED 125,000 | 10% | Paid โ |
| 3 | Construction โ 20% | 15 Jul 2024 | AED 250,000 | 20% | Paid โ |
| 4 | Construction โ 30% | 15 Jan 2025 | AED 125,000 | 10% | Paid โ |
| 5 | Construction โ 40% | 15 Jan 2026 | AED 26,042 | 5% | โ Overdue |
| 6 | Construction โ 50% | 15 Apr 2026 | AED 62,500 | 5% | Due Soon |
| 7 | Handover | Dec 2026 | AED 125,000 | 10% | Pending |
| 8โ12 | Post-handover (5yr ร AED 87,500) | Dec 2027โ2031 | AED 437,500 | 35% | Pending |
| Total | AED 1,250,000 | 100% | |||
All payments secured in RERA Escrow ยท FAB #ESC-2024-0042 ยท Oqood Registered
Installment Tracker
Upcoming and past payment installments
โ OVERDUE
AED 26,042
Installment #5 ยท Was due 15 Jan 2026
DUE SOON
AED 62,500
Installment #6 ยท Loadingโฆ
All Installments
| # | Due Date | Amount | Paid On | Status | Receipt |
|---|---|---|---|---|---|
| 1 | 14 Feb 2024 | AED 62,500 | 14 Feb 2024 | Paid | |
| 2 | 15 Mar 2024 | AED 125,000 | 14 Mar 2024 | Paid | |
| 3 | 15 Jul 2024 | AED 250,000 | 10 Jul 2024 | Paid | |
| 4 | 15 Jan 2025 | AED 125,000 | 13 Jan 2025 | Paid | |
| 5 | 15 Jan 2026 | AED 26,042 | โ Overdue | Overdue | |
| 6 | 15 Apr 2026 | AED 62,500 | โ | Due Soon | |
| 7 | Dec 2026 | AED 125,000 | โ | Pending | โ |
| 8โ12 | 2027โ2031 | AED 437,500 | โ | Pending | โ |
Construction Progress
Marina Heights Tower ยท Real-time site updates
Overall Completion62%
Floors Complete
32/52
Est. Completion
Q4 2026
Last Update
3 Apr 2026
Your Floor
Floor 23 โ
Structural done
Construction Milestones
โ
Foundation & Basement Completed
Completed Jun 2024 ยท On schedule
โ
Structural Frame โ Floors 1โ20
Completed Dec 2024
โ
Structural Frame โ Floors 21โ40
In progress ยท 62% complete ยท Est. Aug 2026
โ
MEP Installation
Scheduled SepโNov 2026
โ
Handover Ready
Target Q4 2026
Site Photos โ Week of 31 Mar 2026
Floor 23 Slab
Lobby Structure
Facade Progress
Handover
Key dates and final delivery process for Unit MH-2305
Estimated Handover
Q4 2026
Status
Construction in progressHandover Process
1
SPA signed & payments clearedDone2
Construction completion certificatePending3
Snagging inspectionPending4
DLD title deed transferPending5
Keys & access fobs collectionPendingFinancial Requirements at Handover
Handover installment (10%)AED 125,000
DLD registration (4%)AED 50,000
Service charge (year 1)AED 22,320
DEWA connectionAED 2,100
Total at HandoverAED 199,420
Snagging
Post-inspection defects โ Unit MH-2305 (available after handover)
Snagging inspections take place in the 14 days following key collection. Submit snag reports within 30 days for warranty coverage.
Snag Reports
Room / Location
Priority
Active Snag Reports
No snag reports yet โ available after unit handover
My Portfolio
Overview of your property investments with Emirati Developments
Total Invested
AED 625K
50% of AED 1.25M
Current Est. Value
AED 1.41M
+AED 160K gain
Paper Return
+25.6%
On capital invested
Properties
1
1 under construction
My Properties
MH
Marina Heights Tower ยท Unit MH-2305
2BR Sea View ยท Floor 23 ยท Dubai Marina ยท Q4 2026
Under Construction
50% Paid
1 Overdue Installment
AED 1.25M
Est. AED 1.41M
+12.8% unrealised
Interested in another unit?
Expand your portfolio โ view other available units at Marina Heights or browse our London and Tirana developments.
Standing Order / Auto-Debit
Set up automatic monthly installment payments
Set Up Auto-Payment
Set up a direct debit and your installments will be collected automatically each month. No more manual payments or risk of missing a due date.
Bank
IBAN
Account Holder Name
Collection Date
Current Status
No standing order active
Set up auto-payment to ensure no installment is missed. Late fees of 0.5%/day apply after the due date.
Monthly Amount
Installment amountAED 26,042
Payment frequencyMonthly
Remaining installments24
Final payment dateMar 2028
Service Charge
Annual owners association charges โ Unit MH-2305
Service charge is a separate annual obligation payable to the Owners Association (OA) โ not to the developer. It covers building maintenance, security, shared facilities, and insurance. Regulated by RERA.
Annual SC Rate
AED 18/sqft
Estimated โ subject to OA budget
Your Unit (1,240 sqft)
AED 22,320/yr
โ AED 1,860/month
First SC Due
Dec 2026
On handover
What's Included in Service Charge
Building maintenance & repairs
24/7 security & concierge
Swimming pool & gym
Lift maintenance
Shared area insurance
Fire & safety systems
Landscaping & parking
District cooling (billed separately)
Upcoming Invoices
Service charge invoices will appear here from December 2026
You will be notified by email 30 days before each invoice is due
Refer & Earn
Invite friends and family โ earn AED 5,000 cashback per successful referral
Earn AED 5,000 per referral
Share your unique link. When a friend reserves a unit and pays the deposit, AED 5,000 is credited to your account โ applied against your next installment.
Your referral link
propdirect.ae/ref/AR-MH2305-7X4K
Referrals Sent
3
Links shared
Reservations Made
1
Sara Al-Hamdi
Cashback Earned
AED 5,000
Applied to Apr installment
Referral Tracking
| Name | Email Sent | Status | Cashback |
|---|---|---|---|
| Sara Al-Hamdi | 12 Jan 2026 | Reserved MH-1401 | AED 5,000 |
| Mohammed Yusuf | 20 Feb 2026 | Viewing Scheduled | Pending |
| Layla Ibrahim | 01 Apr 2026 | Link Opened | Pending |
| Price / sqft | AED 1,008 Best value โ |
AED 1,051 | AED 1,226 |
| Annual SC | AED 22,320 | AED 18,290 | AED 46,500 |
| DLD Fee (4%) | AED 50,000 | AED 32,800 | AED 152,000 |
Share via
Settings
Profile, notifications, and security
Profile
AR
Ahmed Al-Rashidi
Buyer since Jan 2024
Email[email protected]
Phone+971 50 123 4567
Nationality๐ฆ๐ช Emirati
LanguageEnglish
Notification Preferences
Payment reminders
EmailSMSWhatsApp
Construction updates
EmailApp
Document uploads
Email
Overdue alerts
EmailSMSWhatsApp
Security
Two-Factor Auth Enabled
Last loginToday 09:14 ยท Dubai
Investment Analytics
Unit MH-2305 ยท Performance projections and exit strategies
Est. Current Value
AED 1.41M
+12.8% from purchase
Gross Rental Yield
7.2%
AED 90,000/yr est.
Net Yield (after costs)
5.8%
After SC, management
5-Year Capital Gain
+AED 380K
At 6% p.a. growth
5-Year Value Projection
Now
Yr 1
Yr 2
Yr 3
Yr 4
Yr 5
AED 1.41MAED 1.79M
Annual Cash Flow
Gross rental income+AED 90,000
Service chargeโAED 22,320
Management fee (8%)โAED 7,200
Maintenance provisionโAED 3,500
Net Annual ReturnAED 57,000
Exit Strategies
Hold 5 Years
+AED 665K
Capital gain + net rent
Sell at Handover
+AED 160K
12.8% capital gain only
Rent & Hold 10yr
+AED 1.4M
Best long-term return
Rental Management
Post-handover rental options for Unit MH-2305
Rental management services become available after handover (Dec 2026). You can pre-register with an approved manager now.
Self-Managed
List on Bayut, Property Finder, Airbnb directly. Full control, no management fee.
7.2% gross
0% management fee
Full Management
Approved manager handles listing, tenants, maintenance, RERA Ejari registration.
6.6% net
8% management fee
Holiday Homes
Short-term letting via Airbnb/Booking.com. Higher yield but requires DTCM permit.
9โ12% gross
15โ20% platform fees
Pre-Approved Managers
| Manager | Specialty | Fee | Avg Yield | Rating | |
|---|---|---|---|---|---|
| Better Homes | Long-term residential | 8% | 6.8% | โญ 4.8 | |
| Betterhomes Holiday | Short-term / Airbnb | 18% | 9.2% | โญ 4.6 | |
| Asteco | Premium long-term | 7% | 7.0% | โญ 4.7 |
Unit Upgrades
Optional enhancements for Unit MH-2305 โ selection deadline 30 Jun 2026
You have 85 days to finalise your upgrade selections. Unselected packages default to standard specification after the deadline.
Kitchen Deluxe Package
Selected โ added to your payment plan
Miele appliances (oven, hob, dishwasher, fridge), Dekton worktop, handleless matt-finish cabinets with integrated LED lighting strip. Fully fitted before handover.
Upgrade costAED 28,000
Premium Flooring Package
Choose your preferred option
Upgrade from standard ceramic to one of two premium options. Applied to living area, hallway, and bedrooms.
Option A โ Italian Porcelain
Large format 80ร80cm, polished finish. Cool, modern look. Easier to maintain.
Option B โ Engineered Oak
Herringbone pattern, matte finish. Warm, premium feel. Natural look.
Upgrade costAED 14,500
Smart Home Plus
KNX automated control system
Full KNX home automation: lighting control by zone, motorised blinds, climate scheduling, smart lock, and Alexa/Siri/Google integration. Includes 7" wall panel and app setup.
Upgrade costAED 22,000
Maintenance Requests
Post-handover maintenance tickets โ Unit MH-2305
New Maintenance Request
Category
Location in Unit
Priority
Maintenance response SLA: Normal โ 3 working days ยท Urgent โ 24 hours ยท Emergency โ 4 hours. After-hours emergency: +971 4 123 4567.
All Maintenance Tickets
1 Open1 In Progress3 Resolved
| Ref | Category | Location | Issue | Submitted | Priority | Status |
|---|---|---|---|---|---|---|
| #MT-004 | Air Conditioning | Living Room | AC unit making loud noise when starting | 05 Apr 2026 | Normal | Technician Assigned |
| #MT-003 | Plumbing | Kitchen | Tap dripping โ washer replacement needed | 18 Mar 2026 | Normal | Resolved |
| #MT-002 | Electrical | Hallway | Light switch flickering | 02 Mar 2026 | Normal | Resolved |
| #MT-001 | Doors & Windows | Balcony | Sliding door alignment issue | 15 Jan 2027 | Normal | Resolved |